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Group Insurance Plans

Attention NAIFA members and employees!

The NAIFA Open Enrollment Period is February 1st to 28th, 2024


Business Overhead Expense Insurance

Simplified underwriting on the first $6,000 of elected coverage with one health question. Coverage available up to $20,000 (**) per month.

Group Short-term and Long-Term Disability insurance

Guaranteed Issue with no medical questions. (*)

Group term Life and AD&D insurance

Simplified underwriting on the first $50,000 of elected coverage with one health question. (*)

Group Dental and Vision

Available at any time, with no medical underwriting.

Attend the February 5th webinar at 12:00 EST to learn more about the NAIFA Open Enrollment and insurance products. 

Register for the Webinar

Go to: www.FSPDI.com for complete product information, FAQs, premium calculators, and applications.

Members or employees currently enrolled in a product do NOT need to enroll during the open enrollment period. A new application should only be submitted if electing a new product.

You must be actively at work for coverage to become effective.

(*) Guaranteed Issue only applies if you have not been previously declined for medical underwriting by Standard Insurance Company, Metropolitan Life Insurance Company or Hartford Insurance Company for any coverage. Disability coverage is subject to preexisting condition limitations. Members or employees currently enrolled in the group term Life / AD&D coverage who elect to increase their coverage is subject to medical underwriting on the increased coverage.
(**) Coverage elected over $6,000 up to $20,000 is subject to medical underwriting.  
For customer service, assistance with applications, changing bank information or updating monthly earnings, please call our third-party administrator, Forrest T. Jones and Company at: 866-809-3899 or email the customer service center at: ryan@ftj.com.
Please contact Ryan Insurance Strategy Consultants with questions on products or pricing. Email: Clay_Kretsinger@AJG.com.
[1]Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force.
Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166
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